Posts

What should I purge before moving

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4-5 weeks before moving  Time to contact the moving company to book a moving time or book a moving car if you are moving on your own.  Whether it is a class company or a rental car, please ensure the following: cost Is there insurance Does the moving company help with packing? Procedures for shipping and compensation Additional costs for rescheduling or delaying the move if times change remind: 3-4 weeks before moving Dispose of unwanted items 1. Consider donating to charities in the area. If you don’t need some valuable items, you can also consider donating to friends or family and friends 2. Consider a garage sale Make a note of valuables and fragile items that require special arrangements so you can be sure when you move Check the size of your new home to make sure furniture, etc. are the right size All expired products in the kitchen are cleaned out and thrown away Plan to empty the food in the refrigerator Some electrical appliances such as washing machines, TVs, refrigerator...

How To Dispute Collection Accounts

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In this video, we will teach you what to do to get a collection removed from your credit reports? Ok, let's get started  Let's start with the harsh truth. The odds of you being able to remove a collection account from your credit report if it is accurate are low. There are steps that you can take in order to speed up the process. These steps are unlikely to succeed. To find out where the negative items are, check all your credit reports. You can determine if the account you are dealing with is genuine. If it is, it may be possible to have it deleted from your records. You have three options: you can dispute the account (if inaccurate), call the collection agency to request a goodwill adjustment (if the account has been paid in full), or wait until the account is removed from your records. Recognize that you might not be able to remove legitimate collections from credit reports. 1. All credit reports should be checked. You can get one free credit report each year per credit bure...

How Credit builder companies use loans to improve your credit score

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What is a Credit-Builder loan? A credit-builder loan, a special type of loan, is designed to improve the credit score. Credit-builder loans are where the borrower pays the lender monthly and then gets the money in a savings account. The lender reports monthly payments to credit bureaus during the process. This builds credit history for the borrower. A credit-builder loan can be viewed as a series of savings-account deposits that improve your credit standing. You will be responsible for the interest charged by the lender and may have to pay an opening fee. Credit-builder loans can be opened to anyone with bad credit or no credit. The lender isn't at risk because they keep the savings account until the loan is paid. Best Places Get a Credit-Builder Loan Three main sources of credit-builder loans are available: credit unions, local banks, and online lenders. Below, we'll discuss the best options for each type. Sunrise Banks is the best bank to get a credit-builder loan Sunrise Ban...

Tips For Having A Successful Yard Sale

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Tips For Having A Successful Yard Sale Hello, it's the Burnaby Movers Team again and in this video, we will give you some tips on how to have a successful yard sale. Ok, let's get started! Are you looking for easy ways to make more money? (Who isn't?) Perhaps you are trying to get faster towards that Debt-Free Scream. Maybe you want to replace the old, soiled couch that has been Febreezed too many times. Garage sales are a great way to make quick cash, regardless of your motivation. We are certain that a garage sale is the best way to make some quick cash. Both the seller and buyer will love it. Do you have a loved kitchen table that is in dire need of a new home? You can find someone looking for it. Are you ready to let go of those clothes that you haven't worn in a while? Those clothes will be wanted by someone else, if not you. Don't be afraid to try yard sales if you are new. Here are some garage sale tips that will help you organize, price your items fairly, an...

How To Quickly Raise Your Credit Score

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There is no magic bullet that will instantly raise your credit score. If you manage your credit well, there are some ways that you can improve your credit score over time. How to quickly raise your credit score Although some people are able to raise their credit scores quickly for a few, most people need to be patient and have the discipline to build credit, especially if they're rebuilding bad credit. Because credit scores are complicated and interrelated, you may need to take time to build credit. (Learn more below). Trust us. While credit repair agencies might promise quick credit score improvement, there is no guarantee that they will. You can still build credit if you develop healthy habits and start building them slowly. Factors that can affect credit scores Credit scores are influenced by many factors, as we have already mentioned. Your credit score is largely determined by your payment history. It is important to pay on time every month. Late payments can ruin your credit s...

How To Write An Effective 604 Credit Dispute Letter

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This blog post is intended for people who can't afford my paid credit repairs services but don't mind going through all the hassle of fixing credit. They will find the advanced method credit bureau dispute letters with detailed instructions and guidance in my 15-years of credit repair experience. Let's face the facts, it can be overwhelming and confusing to try to repair or remove a late payment of 30 days. It can be difficult to know how to properly dispute. -- Credit Bureaus may disregard your disputes Creditors continue to verify your challenges If you have hired Lexington or a credit repair agency, it is possible that: You've spent $1000+, but there were no upfront fees They make ineffective credit bureau disputes or goodwill requests You find yourself back at the exact same place you started! Do you still want to learn how to do it? Good. This will require attention to detail but it will be worth it if you take the time to learn. Here's the scoop: Consumers can...

How To Pack Fragile Items

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How to PACk Fragile ITEMS This is the most crucial step to ensure your fragile items are safe during your move. You can make sure your fragile items arrive intact by taking the time to learn how best to pack them. Take your time when packing. This is the best thing you can do. You can easily forget to wrap or mess up if you are in a rush. So plan ahead and allow yourself enough time to pack your items before you move. You can ensure that your valuables arrive safe and sound by taking the time to properly pack and protect them. It is a good idea to start planning a month ahead of your move. You should take the time to clean out your home. Take the time and get rid of all valuable china, mirrors, crystal, and other fragile items. You can set aside time for packing and make sure they are ready before the movers arrive. To ensure that all your valuables are packed efficiently and properly, it is important to stay organized. You can find the following packing materials at Wal-Mart and ULINE...